The US Dental Access plan isn't insurance. The US Dental Access plan provides peace of mind for members with savings on dental needs. We partenered with Aetna Dental Access® to help our members keep out-of-pocket costs to a minimum.
The US Dental Access dental benefits, partenered with Aetna Dental Access®, includes discounts on preventive, basic and restorative dental care. It also includes procedures insurance typically doesn't cover, such as cosmetic care and dental implants. Once your plan is active, show your membership card at the time of service for instant savings on treatments like cleanings, X-rays, root canals and dental implants.
Yes. Savings savings plans like US Dental Access can be a cost-effective option, especially if you don't have traditional insurance or need services insurance typically doesn't cover. Dental, Vision, and Hearing savings plan members report saving an average of 50% on their dental check-up, hearing-aid replacements, or picking up new prescription eye-glasses. Add the plans' unique advantages (no annual spending limits, no deductibles and no waiting periods after enrollment) and they're a great way to reduce out-of-pocket cost to a minimum.
You can't use dental insurance and a dental savings plan to reduce the cost of the same procedure, but you can use each for different procedures in the same treatment plan. You can also use your dental savings plan instead of your insurance when it will save you more, or for additional treatments after you've reached your insurance's annual limit, as long as the procedure is included in your plan (virtually all are).
Your dentist can help you decide how best to use your insurance and your dental savings plan. Check your insurance policy for any restrictions.
The US Dental Access benefits, partenered with Aetna Dental Access® plan provides members with, in most instances, 15-50% per visit savings on dental procedures at more than 213,000 available dental locations nationwide through one of the largest dental savings networks. There is no limit to how many times you can use the dental savings plan to save at the dentist—use your card over and over again to keep your teeth sparkling clean!
No. Unlike dental insurance, dental savings plans enable people with current dental or health conditions to get affordable dental care.
No. There are no annual limits to how much you can save each year with dental savings plans. The savings you’ll get for each procedure vary by procedure type, plan, and location.
Your dental savings plan can be utilized within 1-3 business days of signing up and many plans offer same-day activation for emergencies. Just show your participating dental provider your Member ID Card and they will honor the discounted rate according to the fee schedule of your plan.
No, as Medicare does not cover regular dental care such as checkups, cleanings, fillings, or dentures. Medicare Advantage does cover some routine dental services, so check with your plan to see what dental services may be covered.
You cannot use your Medicare Advantage dental insurance and your dental savings plan for the same procedure, in accordance with insurance policy rules. However, a dental savings plan can help fill gaps and provide savings on procedures that are not covered by your Medicare Advantage plan. Your dentist can help you maximize your savings using both your dental savings plan and Medicare Advantage. Dental savings plans may also be used to reduce your out-of-pocket dental care costs once you’ve reached the annual maximum on your Medicare Advantage dental insurance.
US Dental Access Plan members will not receive discounts on dental care when visiting an out-of-network provider. US Dental Access Plan members must always see a participating dentist to receive the discounts associated with their dental savings plan.
Yes, you can visit our Providers page to search for a list of participating dentists in your area, along with information on what dental savings plans they accept.
